The 5 Different Types of Bail Explained

When most people hear the word ‘bail’ they typically associate it with a set cash amount.  The general thought is that if you’re arrested and offered the opportunity to be let out on bail, you can do so if you can fork up the requested cash.  However, bail isn’t always this simple, especially when the amount requested is large.  Every state differs as to what types of bail they accept, but below are the five most common to be aware of.

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1. Cash Bond

For petty crimes, a cash bond is usually enough to release someone that has been arrested.  If the defendant cannot personally afford to pay their bail, a relative of the defendant can be asked to do so.  The amount requested is usually determined by the court or the state, and defendants are usually released immediately from police custody once the money has been posted.

2. Personal Recognizances and Own Recognizances Bonds

Sometimes a court will release an arrestee on a personal or own recognizances bond.  Often called PR or OR bonds, these don’t require a cash payment, as they work in a similar way to citations and release.  If the court approves this kind of bail, the defendant will be released after their hearing so long as they agree to adhere to the bail terms set in place and agree to reappear in court on a pre-determined date.

3. Signature Bond

A signature bond, also called an unsecured bond, involves the court applying a bail amount but enabling the defendant to leave police custody without it being paid upfront.  Again, it works in a similar way to citations and release, but in this case, the defendant will only have to pay money to the court if they fail to show up when requested.

4. Secured Bond

A secured bond involves the defendant providing an asset that the court can take, usually property, if they fail to turn up to court when requested.  The defendant is usually released immediately after signing a document to say they agree to the terms.  Secured bonds are usually requested in lieu of high bail cash amounts.

5. Bail Bond

Finally, defendants who are unable to provide any of the above, or who cannot afford the cash bond requested, can opt to provide a bail bond instead.  These are usually posted on the defendant’s behalf by an agent like Goldberg Bail Bonds.  When used, the defendants will pay the agent a fee for posting the bail on their behalf and the agents agree to pay the court should the defendant not turn up for their court date.  In a similar way to secured loans, bail bond agencies usually require the defendant to offer some sort of collateral or security against the bond.

Being aware of the different types of bail is important, not just for yourself, but for your family members as well.  Bail isn’t as straightforward as TV shows like Law and Order will have you believe, but there are options available for those who don’t have cash at hand.…

Why You Should Finally Get Rid Of Your Timeshare

The allure of purchasing a timeshare can be very strong for some people. Unfortunately, there are many factors in play that can lead to buyers regretting their timeshare purchase. If you’ve owned a timeshare for any length of time and are wondering if you should get rid of it, below are some great reasons to consider it. Consider visiting for more information on how to get rid of timeshare legally.

Timeshares As Investments

When you decide to purchase a timeshare, it is done so under the assumption that it is an investment you are making. Perhaps, however, one of the best reasons for finally deciding to sell your timeshare is that it is no longer a good investment for you and your family.

Factor In Total Cost Of Ownership

Purchasing a timeshare is never a one-time cost. There are many other long-term costs associated with timeshares to take into consideration such as paying for property taxes, utilities and maintenance. Even when the cost of the timeshare is paid in full, you will have all of these costs to continue paying.

Losses Are Not Tax-Deductible

When it comes to timeshares, any losses you assume are not tax-deductible. If something happens to your asset, you will have to absorb the whole financial blow yourself. Because of this, it is wise to take an opportunity to sell your timeshare with little or no loss when it presents itself.

Put Money To Better Use

For some families, the money spent on the timeshare could be used for something else that is more important. If you have debts, medical bills or other unexpected expenses you need to pay for, the money going to your timeshare would be better spent taking care of other financial responsibilities.

Hopefully, you and your family were able to make some great memories in your timeshare while you had it. If you have decided that now is the time to get rid of it, contact a reputable company to help you sell it. They will work with you to discuss your options and try to get you the best price for it.…

Benefits Of Homeownership To Consider

Owning a home is a dream for most Americans. Most people accept this dream without fully recognizing the benefits and risks of doing so. Taking out a mortgage is a huge responsibility that you will be dealing with for 15 to 30 years. The cost of a monthly mortgage should be taken into consideration before signing on the dotted line. Use a reputable online calculator for estimating Florida real estate closing costs. A great calculator to use is the one found at

Long-Term Investment

One of the best long-term investments that can be made is the purchase of a home. If your home is kept maintained, it will either keep its value or increase in value over the years. Your home is not the only thing that holds its worth. The land your home is built on can be worth a lot of money in the long run, especially if the property in the area becomes more valuable.


Appreciation is also known as home equity. When you build up equity in your mortgage, you can use it for many things. The equity will grow in a couple of ways and is calculated by finding the difference between how much you owe on your mortgage and the current market price of your home and property. As you pay down your mortgage over the years, your home equity will grow as well. The second way your home will appreciate is when the value of your home goes up in the real estate market.

Tax Deductions

Another great benefit of owning a home is the tax benefits that can come with it. When you purchase a home, you can deduct some of the costs of ownership from the taxes you pay the government during tax season.

While these listed benefits cover more of the financial benefits of homeownership, there is also the added benefit of pride. The feeling that you own something that is completely yours is a great feeling. You are free to remodel it, paint it and customize it to your personal tastes without having to get a landlord’s permission.…

When You Need a Fresh Financial Start, an Experienced Law Firm Can Help

There’s a lack of financial education in our society that leads many people to make poor financial decisions. You shouldn’t feel ashamed if your insufficient knowledge of credit and budgeting has left you in a bad financial place, but how you react is entirely within your power. It’s up to you to fix your bad situation and do what needs to be done to turn things around.

Most people with extreme debt try unsuccessfully to pay everything off in a traditional way, but that can often cause you to fall even deeper into debt. As creditors begin to call, the pressure builds to do something more effective and that can leave you feeling depressed. Instead of giving into that feeling of hopelessness, you may be able to get a fresh start by contacting a bankruptcy law firm in Pittsburgh, PA. Experienced bankruptcy attorneys will be able to guide you in the process of filing for bankruptcy, so you’ll have a better chance of having your petition granted.

Your lawyer will instruct you on the different types of bankruptcy and help you decide which one is right for you. Depending on your circumstances and goals, Chapter 7 may not be the best choice. By understanding what’s involved in each type, you can choose the option that will help you recover your financial situation more efficiently.

You may be required to take a credit counseling course as a part of the process. While this can feel like a punishment, it’s something that can really help you. Most people end up in a bad financial situation because they don’t have a strong grasp of credit concepts. Learning about how the rules of credit usage and reporting affect you can help you ensure you don’t end up in another economic crunch.

If you are in debt, consulting a bankruptcy lawyer can help you even if you don’t want to file bankruptcy. Your lawyer can lay out all of your options and help you determine how best to move forward. Restoring a good credit profile won’t be easy with a bankruptcy on your record, but, in many cases, it’s better than the alternative.…

Qualities to Look for in Litigation Lawyers

Mostprofessionals need to possess certain skills and traits in order to achievesuccess in their industry. Experienced litigation lawyers are no exception, as they need to presenttheir client’s side of the case in a way that maximises their chance ofreceiving a favourable outcome. This involves them using their qualities and characteristics in order to benefitthe client. Litigation can be a financial challenge, so it’s important to hire theright lawyer for guidance. Beforehiring a litigation lawyer, here are four qualities you should look for.


Firstand foremost, it’s essential for litigation lawyers to have clear and effectivecommunication skills. This is usually what distinguishes a successful lawyerfrom an unsuccessful lawyer. They must be able to communicate with the judgeand jury and present the premise of their theory and the reason for selectingthe proposed outcome. It’s also important for litigation lawyers to understandwho they’re communicating to and what purpose their communication serves. Whenlooking for a successful litigation lawyer, make sure they’re highly proficientin the skill of communication.


Litigation lawyers must possessthe skills to persuade a judge, jury, client or opposing counsel in regards toparticular cases. Whether they’re trying to persuade an opposing counsel that theirclient’s case is stronger or persuading a client that a settlement offer is thebest way to go, it’s essential for litigation lawyers to be highly persuasive.Underlying the idea of persuasiveness is also the ability to understand andrelate to people. If your lawyer can relate to you, they’ll be able to betteraddress your concerns.


Litigationlawyers must be able to negotiate deals and ideas during legal proceedings.When negotiating, it’s important for them to remember the goal of getting thebest possible deal for their client. Studies show that the cooperativenegotiator is more likely to achieve a desirable settlement over the aggressivenegotiator. Whatever their particular negotiation style, you should make sureyour lawyer has sufficient negotiating experience so they can handle anynegotiations relating to your case.

HonestyIt’s essential for your litigation lawyer to be completely honest throughout all legal proceedings. Too often, professionals tend to tell a client what they want to hear rather than the truth. This can cause major issues, as incorrect or misleading information can be the downfall of a client’s legal case. Litigation lawyers must tell their client what types of cases they don’t normally handle, and they also need to be honest about the chances of a positive outcome. While this may cause a client to walk away, in the long run it’s likely that a client will remember the lawyer when they face an issue in the future that’s more suited to the lawyer’s area. At the end of the day, honesty is the best policy for litigation lawyers and their clients, so when you’re searching for a reputable lawyer, honesty is one of the top qualities you should look for.

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